Today I got an interesting question by reader Kah in response to my article comparing ETFs tracking the Singapore Straits Times Index. Kah asked me whether it makes sense to POSB Invest Saver Plan and how fees matter in this case. Read on for the full analysis!
The cost trap: why you should not always trust unit trusts
Recently I read a lot about unit trusts, which most of the time are actively managed funds with high expenses. They are well loved by financial advisers trying to earn some commissions, but I would like to explain why you should be very careful when evaluating unit trusts.
Which fund is the best choice for tracking the Straits Times Index (STI)?
Recently I decided to add an exchange traded fund (ETF) tracking the Straits Times Index (STI) to my portfolio. My reasons: I more or less believe in the future of Singapore as a great place to do business and I have too many ETFs in Hong Kong Dollars already.
Which ETF is the best choice for tracking the STI?
June 2015: monthly update
June was a rather happening month, with the economic crisis in Greece reaching new heights, rattling my small portfolio. Am I still on track?
May 2015: monthly update
So how did my portfolio develop in May? Did I manage to invest and save as planned despite the bigger than expected house-moving costs?
How much did it cost me to move to a new flat in Singapore?
In May I embarked on quite a big project: I moved to a new apartment! Taking advantage of Singapore’s declining rental prices I upgraded from a tiny flat to a huge and swanky place for just SGD 300 more. How much did I spend in the course of moving house?
How did I spend my SGD 25,000 bonus in 10 minutes? (Monthly update April 2015)
April means bonus time in my company and it always is a happening month. Secretaries are coming to work with brand new SGD 2,000 handbags, expensive vacations are booked and people seemingly spend money left right and center.
I also spent my whole bonus and I did so in just ten minutes. Read on to find out how!
March 2015: Monthly update and the results of tracking all my spending for a month
In March the worth of my portfolio increased by SGD 2,047 and I conducted a little experiment: For one month I would track all my spending down to the last cent and find out where my money goes. The results were quite interesting…
February 2015: monthly update
The shortest month whizzed by and the value of my portfolio increased by SGD 3,030. I spent quite a bit of money and decided that it is time to find out where my money is really going.
Read on to see how February went…
January 2015: monthly update
January is already over and despite booking an expensive trip to China for Chinese New Year I have managed to stick to my investment plan and blow past my target for January. Read on for more details.









