December is nearly done, but I have not yet posted the November update. Will post it now – just to keep my streak intact 🙂
Life update
Our office declared home office again and I felt so relieved. Ever since Covid started I realized that life is so much better when working from home.
Moved to a special area in Southern Spain and lived and worked from there instead. Treated ourselves to a beach view apartment with sunsets like these:
Above was the most spectacular sunset in the six weeks I lived there.
Spending in November
I saved 54% of my income, but spent SGD 6,453 (=USD 4,710). Crazy high spending, half of which for various plane tickets and a 6 weeks of temporary apartment in Spain.
Portfolio development
In November my portfolio increased from SGD 804,579 to SGD 807,022 (~USD 589,100). Fresh investments of SGD 13,968 and a decline of SGD 11,525 contributed.
Asset allocation
All good – maybe I need to buy some bonds soon.
Dividends received
My holdings paid out SGD 90 of tax free dividends. November tends to be by far the lowest dividend month for my portfolio.
When can I retire?
Outlook
I just have a few months left in Europe before I am supposed to return to Singapore at the end of March. My current hope is to join the exciting startup I have been working for as a consultant.
The startup income for this year I have not included in my calculations, as it will remain in my company for now.
It would be nice to have a job where I do not have to dream about escaping 24/7. Working at a relaxed pace on interesting challenges from anywhere in the world I like – pretty much an ideal lifestyle.