September is over and still no August update. I was battling some big issues, but still would like to post the August update in order not to break my 5 year+ streak of updates.
Let’s start with the terrible part – spending update.
August expense report
| August expenses | |||
| Category | EUR | SGD | USD |
| Travel | -863 | -1,320 | -958 |
| Eating out | -580 | -887 | -644 |
| Groceries | -448 | -685 | -497 |
| Car | -424 | -649 | -471 |
| Other | -345 | -528 | -383 |
| Business | -251 | -384 | -279 |
| Utilities | -177 | -271 | -196 |
| Bars | -177 | -270 | -196 |
| Uber | -98 | -150 | -109 |
| Gifts | -80 | -122 | -89 |
| Canteen | -75 | -114 | -83 |
| Eyes, Hair, Health | -40 | -61 | -44 |
| Entertainment | -6 | -9 | -7 |
| Cleaning & Ironing | 0 | 0 | 0 |
| Total | -3,563 | -5,451 | -3,955 |
This chart shows how far my portfolio income is still away from my expenses… Once the green line crosses the blue line I can retire theoretically.
August spending was too high. I am embarassed.
Portfolio update
Portfolio increased by SGD 4,456 to SGD 421,852 (~USD 305,000). Fresh investments of SGD 10,969 were offset by a loss of SGD 6,513.
Investments vs. plan
I invested SGD 10,969 into my portfolio which was more than planned (SGD 6,300).
Dividends received
SGD 247.
Outlook / Life update
My Europe contract got renewed for two additional years, meaning that I can stay here until my 40th birthday March 2022 on expat terms. This of course is excellent, because of the gravy train situation.